If you’re a property owner in Connecticut or Massachusetts, it’s important to be aware of the risk that severe weather poses to your home or business. Storm damage can often be very costly, and it’s important to take steps to minimize the potential for damage before a storm hits. This Roof Storm Damage Checklist can help you do just that. Follow these eight points and you’ll be well on your way to protecting your roof from the havoc storms can cause.
1. Inspect your roof for any missing, cracked, or broken tiles.
If you find any damage, you need to make necessary roof repairs as soon as possible. Missing, cracked, or broken tiles are among the most common types of damage during storms. By taking the time to inspect your roof before a storm hits, you can minimize the potential for damage by repairing any tiles that are already damaged. If you can’t make the nescessary roof repairs yourself, hire a professional to do it for you. If you live in an area that is prone to severe weather, it’s also a good idea to have your roof inspected by a professional on a yearly basis. This will help ensure that any potential problems are caught and repaired before they have a chance to cause damage to your property.
2. Look for any water stains on the ceilings or walls inside your home.
Water stains on the ceilings or walls of your home can be an indication of a leak in your roof. If you see any water stains, it’s a good idea to have your roof inspected by a professional before a storm hits. By having your roof inspected and repaired before severe weather hits, you can avoid the potential for significant damage to your home.
3. If your roof is damaged, call a QUALIFIED ROOFING CONTRACTOR to assess the damage and make necessary repairs
It’s important to have any roof damage repaired by a qualified roofing contractor as soon as possible. Otherwise, the damage can become worse and more expensive to fix. By calling a professional to assess the hail damage or the damage caused after a storm, you can be sure that your roof is repaired properly and safely.
4. Document the damage with photos or video
If you do experience roof damage from a storm, be sure to document it with photos or video. This documentation can be helpful when filing an insurance claim. It can also help you keep track of the repairs that need to be made.
5. Take measures to protect your property from further damage.
If you experience roof damage, it’s important to take measures to protect your property from further damage. One way to do this is to put tarps over any holes in the roof. This will help prevent any further roof damage from occurring while you wait for repairs to be made. Another way to protect your property is to remove any loose debris from around the perimeter of your home. This includes things like branches, leaves, and other yard waste. By removing these items, you can help prevent them from being blown into your home or business during a storm.
6. Contact your insurance company as soon as possible
If you experience damage to your roof, it’s important to contact your insurance company as soon as possible. By doing this, you can begin the process of filing a claim. It’s important to keep in mind that most insurance companies have a time limit for filing insurance claims, so it’s important to act quickly.
7. Keep track of all expenses related to repairing the damage
When you experience damage to your roof, it’s important to keep track of all expenses related to repairing the damage. This includes things like the cost of materials, labor, and any other associated costs. Keeping track of these expenses can be helpful when filing an insurance claim. It can also help you keep track of the repairs that have been made.
8. Don't make any permanent repairs until you've spoken with your insurance company
If you experience damage to your roof, it’s important not to make any permanent repairs until you’ve spoken with your insurance company. This is because most insurance companies require that you get their approval before making any permanent repairs. By getting approval from your insurance company first, you can be sure that the repairs will be covered by your policy.
What other tips do you have for protecting your property from storm damage? Share them in the comments below!
Connecticut and Massachusetts residents: What has been your experience with storm damage? Tell us about it in the comments!